Price and Payment 

Royal Gem reserves the right to change prices at any time without prior consent from its customers. All products are billed according to the prices in effect at the time the order is processed, and subject to availability. Customer will be required to pay in full the amount due provided in the payment instruction email inclusive of shipping/ handling fees and taxes through any of the following payment options:

Accredited Banks and Payment Centers

1. Direct Bank Transfer - Customer may pay order via bank transfer. To pay kindly send exact payable amount to our receiving bank account. Once payment is made, kindly send customer proof of payment (a screenshot or a scanned copy containing the reference number of the payment made) to cs@royalgemjewelry.com. Please indicate your Order Reference Number as subject. Customer will receive an email confirmation once payment is confirmed.

          Bank: Bank of the Philippine Islands (BPI)
          Account Name: Beneluxe Trading Corporation
          Account Number: 2943093825

          Bank: Banco De Oro Unibank (BDO) 
          Account Name: Beneluxe Trading Corporation
          Account Number: 003440270127

2. Online Banking - Customer should settle payment not later than 11:59 pm of the same day the order was placed.  If order was placed during a weekend or holiday, payment should be on the next banking day, otherwise the order will automatically be cancelled.

          BDO, Chinabank, PNB, RCBC, Unionbank, UCPB, Security Bank, EastWest, Metrobank, BPI, Landbank, AUB, PS Bank

3. Over-the-Counter (Bank) - Customer should settle payment within twenty-four (24) hours from the date the order was placed. If order was placed during a weekend or holiday, payment should be on the next banking day, otherwise the order will automatically be cancelled.

          BDO, Chinabank, PNB, RCBC, Unionbank, UCPB, Security Bank, EastWest, Metrobank, BPI, Landbank, AUB, PS Bank, Robinsons Bank

4. Over-the-Counter (Non-Bank) - Customer should settle the payment within forty-eight (48) hours from the time the order was placed, otherwise the order will automatically be cancelled.

          Dragonpay Credits, Bitcoin, Paypal, Cebuana Lhuillier, LBC, Bayad Center, M. Lhuillier, Robinsons Dep’t. Store, SM Dep’t / Supermarket / Savemore Counter, ECPay, Metrobank Remit, PNB Remit, Ventaja,           CashU

5. Mobile Payment - Gcash, BPI Globe Bank

6. PayPal Payment - payments can be made with PayPal Account or Credit Card. All payments are verified by PayPal and is subject to PayPal’s Terms and Condition.

7. Royal Gem Gift Card - Customer can pay jewelry purchases though Royal Gem Gift Card. Simply key-in Gift Card codes at "Gift Card/ Discount Code" button and click apply before placing the order. The Gift Card balance will only be deducted from customer's Gift Card once the order is placed.

8. Tendopay Installments -  It is an installment plan solution that gives you the convenience to buy now and pay later for your online purchases, without the need for credit cards or bank accounts. You may check this link to learn more about this service.

All payments made are handled and transacted through our third party payment gateway to guarantee customer protection. Card information is not stored and all card information is handled over SSL encryption.

Please read the Terms & Conditions for the payment gateway chosen for the transaction as they are responsible for the transactions made.